Thursday, December 8

3 Things To Know Before Buying A Home In Florida

If you are planning to buy a home in Florida, you know a lot about these things: current market conditions, home inspections, HOA communities, insurance, closing costs, and other related costs. It is also important to find a good broker that you can trust to get a fair deal and avoid common problems.

Curry Properties has been a leader in Florida real estate for many years. Like locals, we understand local laws, communities, market conditions, schools, zoning, and everything else you need to know to make the most informed and efficient home purchase decision.

  1. Current Market Conditions in Florida

The housing market has been on the rise in recent years, but market conditions are constantly changing. As the saying goes, change alone is change, and this is especially true of real estate in the United States. Buying a home at a reasonable price is the key to survival regardless of economic circumstances.

This is a great time to buy a home because there are still so many upside downs in the market. It is important to look at past, present, and future market forecasts to make sure you have a good deal that you can happily look back on for many years to come.

We are very interested in real estate and we follow the current trends every day. We are here to give you the valuable insights you need to make the best possible investment for your future and that of your family.

2.Homeowners Insurance in Florida

Florida is a beautiful state and has miles of coastal paradise, but do not be fooled by the image of our state being left out of the harsh and wild weather. Floods and storms are not uncommon in Florida, and the best way to prepare for this type of disaster is to buy a home built to withstand strong winds and invest in good homeowners insurance. Home When determining the amount you can pay for your loan each month, do not forget to estimate the additional cost of insurance in your final budget.

If you buy a house built in 2002 or later, the insurance is usually lower because it is built according to the latest building code. It is never a bad idea to contact us with insurance companies and ask about your favorite homes. If you get stuck between two different assets, every insurance agent will be happy to give you a brief cost comparison.

Factors that make homeowners insurance more difficult and expensive:

Houses with old roofs, or roofs that do not meet current air quality standards.

– A house with old sanitary facilities, for example, galvanized pipes.

– A house with obsolete power cables.

– Lack of storm dams.

3- Do not underestimate the value of home inspection

Once you have found the home of your dreams, you should do a completely independent inspection of the house before completing anything. This will help you to protect your home from defective materials. If you skip this important process, you have no legal option against the seller if the house breaks down.

The following are checked in a standard home inspection:

– Healthy foundation and structure in general.

– Termites and other pests

– Land problems, canals, or erosion

– Smell or sound issues

– Having a fungus or suitable conditions for giving birth to a fungus.

– Issues related to heating/cooling systems, drainage, electricity, and plumbing.

– Basement or floor issues.

By law, all home inspectors are required to complete a home inspection program supported by the Ministry of Commerce and Professional Regulations. They must also complete a 120-hour pre-licensing course and take the National Home Inspection Test.